Apply in just 2 minutes. 100% digital, secure, and transparent process.
Follow these simple steps to get your loan approved quickly and easily.
Begin your loan journey by filling out our easy-to-use online application form with your basic personal and financial details. This helps us understand your requirements.
Upload all necessary documents such as KYC proofs (like Aadhaar, PAN), income statements, and other relevant papers securely through our platform to help us verify your eligibility.
Our dedicated team thoroughly reviews and verifies your application and documents. Once everything checks out, we notify you about your loan approval status promptly.
After approval, the sanctioned loan amount is quickly transferred to your bank account, so you can use the funds as per your needs without any hassle.
The Aadhar Capital EMI Calculator allows you to estimate your monthly repayments before applying. By entering your loan amount, interest rate, and tenure, you can view an approximate repayment schedule. This tool is designed to help you understand your obligations clearly and choose a repayment plan that aligns with your budget.
Interest Rate:
Annual interest starts at 7.99% p.a. and can go up to 12% p.a. based on credit profile.
Eligibility:
Loan approval requires full KYC and income validation.
APR Details:
Valid from 01 Jan 2024 – 31 Dec 2025
➤ Min APR: 7.9%
➤ Max APR: 12%
Includes interest, processing fee, and standard loan costs.
Repayment Terms:
Tenure: 12 to 120 months
*T&C Apply
Representative Example:
₹1,00,000 loan at 7.9% p.a. for 24 months:
EMI ≈ ₹4,543/month
Interest ≈ ₹8,242
Total Repayment ≈ ₹1,08,242
Total Interest
₹0
Total Repayment
₹0
Aadhar Capital is a financial services platform operated by AADHAAR GROUP LIMITED, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), bearing Corporate Identity Number (CIN): U74999HR2012PLC046356.
We strictly follow RBI regulations and uphold ethical lending practices to protect and empower our customers. In accordance with RBI directives, we have established a dedicated Grievance Redressal Mechanism that ensures fair, transparent, and time-bound resolution of complaints.
If you have any issues, we encourage you to reach out. Our team is committed to addressing all concerns promptly, typically within 5 working days, as per RBI norms.